Anything that can cause a loss (i.e., fire, wind,and hail).

Merriam-Webster Online Dictionary
peril (noun)
1.
exposure to the risk of being injured, destroyed, or lost - danger fire put the city in peril
2.
something that imperils or endangers - risk lessen the perils of the streets
peril (verb)
transitive verb
to expose to - danger
Merriam-Webster Online Thesaurus
peril (noun)
1.
something that may cause injury or harm
SYNONYMS:
hazard, imminence, menace, peril, pitfall, risk, threat, trouble
RELATED WORDS:
snare, trap; booby trap
NEAR ANTONYMS:
guard, protection, safeguard, shield, ward; asylum, harbor, haven, refuge, retreat, shelter
peril (noun)
2.
the state of not being protected from injury, harm, or evil
SYNONYMS:
distress, endangerment, harm's way, imperilment, jeopardy, peril, risk, trouble
RELATED WORDS:
exposure, liability, openness, vulnerability; precariousness, threat; susceptibility, susceptibleness; defenselessness, helplessness, weakness
NEAR ANTONYMS:
preservation, salvation; defense, protection; exemption, immunity, impunity, inviolability, invulnerability
safeness, safety, secureness, security
peril (verb)
to place in danger
SYNONYMS:
adventure, compromise, gamble (with), hazard, imperil, jeopard, jeopardize, menace, peril, risk, venture
RELATED WORDS:
intimidate, threaten; expose; subject; chance, wager
NEAR ANTONYMS:
guard, protect, shelter, shield; preserve, resume, save
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