Non-possessory interest in property;
a lien, easement, or restrictive covenant
burdening the title.

Merriam-Webster Online Dictionary
encumbrance (noun)
1.
something that - encumbers impediment burden
2.
a claim (as a mortgage) against property
Merriam-Webster Online Thesaurus
encumbrance (noun)
something that makes movement or progress difficult
SYNONYMS:
balk, bar, block, chain, clog, cramp, crimp, deterrent, drag, embarrassment, fetter, handicap, hindrance, holdback, hurdle, impediment, inhibition, interference, let, manacle, obstacle, obstruction, shackles, stop, stumbling block, trammel
RELATED WORDS:
catch, hitch, rub, snag; barrier, blockade, blockage, brick wall, stone wall; arrest, bit, brake, check, constraint, curb, hobble, rein, restraint; embargo, stoppage; delay, holdup, stall; burden, cumber, load; danger, hazard, peril, reef; adversity, difficulty, disadvantage, drawback, hardship
NEAR ANTONYMS:
catalyst, goad, impetus, incentive, spur, stimulant, stimulus; advantage, break, edge; aid, assistance, benefit, boost, handmaiden ( handmaid), help
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