When real property is lost due to sudden
acts of nature like tornadoes or earthquakes.

Merriam-Webster Online Dictionary
avulsion (noun)
a forcible separation or detachment as
a) a tearing away of a body part accidentally or surgically
b) a sudden cutting off of land by flood, currents, or change in course of a body of water , especially one separating land from one person's property and joining it to another's
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